A retirement income product opportunity your clients need to consider
Many soon-to-be retirees are understandably worried. Their retirement plans may be in disarray as they face a serious decrease in…
A retirement income product opportunity your clients need to consider
Many soon-to-be retirees are understandably worried. Their retirement plans may be in disarray as they face a serious decrease in the value of their retirement savings, driven by a sharp decline in investment markets due to the impact of the COVID-19 pandemic on the global economy, the oil price shocks…
How to show up for your employees during these challenging times
No employee is untouched by the impact of measures to contain the COVID-19 pandemic in South Africa. Depending on the…
How to show up for your employees during these challenging times
No employee is untouched by the impact of measures to contain the COVID-19 pandemic in South Africa. Depending on the nature of the job, some employees are working remotely, others are unable to work at all while those in essential services continue to journey to a workplace. Whatever your employees’…
When the going gets tough, farmers are on familiar territory
South African farmers are old hands at adapting to uncertain and daunting circumstances, and our local agricultural industry has proved…
When the going gets tough, farmers are on familiar territory
South African farmers are old hands at adapting to uncertain and daunting circumstances, and our local agricultural industry has proved to be most enterprising in acclimatising to challenges as they arise.
Retirement funds can help to give savings momentum
Government’s attempt in the recent budget speech to encourage South Africans to save more is welcomed. The annual investment limit…
Retirement funds can help to give savings momentum
Government’s attempt in the recent budget speech to encourage South Africans to save more is welcomed. The annual investment limit in Tax Free Savings Accounts was increased from R33 000 to R36 000. However, this move is unlikely to spark any real change in South Africans’ savings behaviour. We are clearly…
Help retirement fund members to make the right choices at retirement
Financial advisers should consider partnering with a forward-thinking umbrella retirement fund
Help retirement fund members to make the right choices at retirement
Financial advisers should consider partnering with a forward-thinking umbrella retirement fund
Lack of financial control affects employees’ mental health
There is increasing evidence that poor financial literacy can have a negative effect on a person’s state of mind, leaving…
Lack of financial control affects employees’ mental health
There is increasing evidence that poor financial literacy can have a negative effect on a person’s state of mind, leaving them feeling powerless and unable to deal with sources of financial stress. This adds to the growing impact of other mental health distractors such as depression, burnout and mental exhaustion.…
Pension fund disputes could be caught in ‘perfect circle’
Pension funds involved in disputes could find themselves caught in a ‘perfect circle’ if, aggrieved with a decision of the…
Pension fund disputes could be caught in ‘perfect circle’
Pension funds involved in disputes could find themselves caught in a ‘perfect circle’ if, aggrieved with a decision of the Pension Funds Adjudicator, they turn to the new Financial Services Tribunal. “The Tribunal has only two courses of action – to send a matter back to the Adjudicator to reconsider…
Raising employee awareness of costs of cancer
The majority of Sanlam’s 2018 disability claims (25%) were for cancer. Additionally, cancer and tumours accounted for 61% of severe…
Raising employee awareness of costs of cancer
The majority of Sanlam’s 2018 disability claims (25%) were for cancer. Additionally, cancer and tumours accounted for 61% of severe illness claims. 80% of severe illness claims for women were for cancer, 31% of which were for breast cancer and 6% for skin cancer. 45% of men’s claims were for…
AON’s Retirement Annuities 101
Ensuring that you are in a good financial position when you decide to retire one day should be a top…
AON’s Retirement Annuities 101
Ensuring that you are in a good financial position when you decide to retire one day should be a top financial planning priority from the day you start earning an income. There are a number of vehicles in which to invest your retirement savings.
Women’s financial planning challenges often greater
Women typically face a greater retirement savings shortfall than their male counterparts. A longer life expectancy coupled with lower compensation…
Women’s financial planning challenges often greater
Women typically face a greater retirement savings shortfall than their male counterparts. A longer life expectancy coupled with lower compensation throughout their lifetime creates a larger financial burden over a longer period compared with the needs of male retirees. In addition to earning less, on average, female workers also spend…
What to look out for when choosing the right annuity
By: Nashalin Portrag, Head of FundsAtWork at Momentum Corporate
What to look out for when choosing the right annuity
By: Nashalin Portrag, Head of FundsAtWork at Momentum Corporate
Investment implication of climate change for pension funds
A publication by Alexander Forbes’s global strategic partner Mercer has revealed the stark realities of the impact of climate change…
Investment implication of climate change for pension funds
A publication by Alexander Forbes’s global strategic partner Mercer has revealed the stark realities of the impact of climate change on the planet, with devastating consequences on virtually everything from daily lives, to agricultural production and water resources.