Financial Planning

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04 Nov 2020
How to drive investment in sustainable infrastructure

By Christian Déséglise, Head, Sustainable Finance and Investments, Global Banking and Markets HSBC Good infrastructure is the backbone of any successful society and economy. People…

How to drive investment in sustainable infrastructure

By Christian Déséglise, Head, Sustainable Finance and Investments, Global Banking and Markets HSBC Good infrastructure is the backbone of any successful society and economy. People need access to energy, transport, sanitation, hospitals and schools to thrive. Unfortunately, the way we have built much of this infrastructure over the last century has been extremely carbon-intensive. We will also need to build much more of…

29 Oct 2020
Looming US elections has SA investors looking for guarantees in their investments

By: Fareeya Adam, Head of Retail Product Solutions at Momentum Investments Achieving high-risk returns and retaining the certainty of guarantees…

Looming US elections has SA investors looking for guarantees in their investments

By: Fareeya Adam, Head of Retail Product Solutions at Momentum Investments Achieving high-risk returns and retaining the certainty of guarantees is possible Will Trump serve a second term or is this Biden’s race to win? Predicting election results and the market’s reaction to it is a futile exercise, but our…

13 Oct 2020
Dealing with offshore estates can be complicated

With more South Africans moving assets offshore, many investors are unaware of the unforeseen tax and fiduciary hurdles associated with…

Dealing with offshore estates can be complicated

With more South Africans moving assets offshore, many investors are unaware of the unforeseen tax and fiduciary hurdles associated with ownership of foreign assets, according to Mandy Dix-Peek, Head of Old Mutual Wealth Fiduciary Services. She says that the global COVID-19 pandemic has highlighted this potential hurdle for families at…

28 Sep 2020
The real reason you should be investing offshore

By: Chris Potgieter, Managing Director of Old Mutual Wealth Private Client Securities Discounting for a moment the state of the…

The real reason you should be investing offshore

By: Chris Potgieter, Managing Director of Old Mutual Wealth Private Client Securities Discounting for a moment the state of the local economy and one’s particular socio-political view, the key motivation for any investor to invest offshore should be to have appropriately diversified wealth in pursuit of real capital growth at…

03 Sep 2020
Real-time planning tool gives meaning to integrated wealth planning

According to the EY Future Consumer Index, 42% of respondents believe that the way they purchase goods and services will fundamentally change…

Real-time planning tool gives meaning to integrated wealth planning

According to the EY Future Consumer Index, 42% of respondents believe that the way they purchase goods and services will fundamentally change as a result of the COVID-19 pandemic. The report revealed that 34% of consumers would be prepared to pay more for local products, 25% more for trusted brands and 23%…

26 Aug 2020
Looking beyond the COVID-19 crisis

By: Justin Floor, fund manager at PSG Asset Management Over the past few months, the epicentre of the COVID-19 outbreak…

Looking beyond the COVID-19 crisis

By: Justin Floor, fund manager at PSG Asset Management Over the past few months, the epicentre of the COVID-19 outbreak has shifted. In the early days, governments around the world hoped that by acting decisively, the outbreak could be put behind us swiftly. This has not proven to be the…

19 Aug 2020
Living by design: How to give purpose to your money

By: John Kennedy, Director and Regional Head: Claremont, Citadel At its essence, a financial plan is about giving purpose to…

Living by design: How to give purpose to your money

By: John Kennedy, Director and Regional Head: Claremont, Citadel At its essence, a financial plan is about giving purpose to your money: it works as a personalised roadmap to ensure that you target and reach your financial goals along your journey. Crucially, living without a financial plan risks failing to…

06 Aug 2020
Old Mutual Wealth expands tax-free options with tailored fund portfolios

Investors targeting a specific investment goal or wanting to diversify their investments offshore will be pleased to know that Old…

Old Mutual Wealth expands tax-free options with tailored fund portfolios

Investors targeting a specific investment goal or wanting to diversify their investments offshore will be pleased to know that Old Mutual Wealth Tailored Fund Portfolios (TFPs) can now be used for tax-free savings. TFPs are the Discretionary Fund Management offering by Old Mutual Wealth that creates and manages a range…

29 Jul 2020
Building a business legacy takes planning

By: Gerhardt Meyer CFP®, Head of Technical Support, PSG Wealth Running a successful business takes a sizeable financial investment. However,…

Building a business legacy takes planning

By: Gerhardt Meyer CFP®, Head of Technical Support, PSG Wealth Running a successful business takes a sizeable financial investment. However, many business owners fail to plan for what happens should they die, become disabled or lose one of their key employees because of these very reasons. If you are a…

22 Jul 2020
Why you should avoid raiding your retirement fund in a crisis

By: Gerhardt Meyer CFP®, Head of Technical Support, PSG Wealth Most of us will experience some unforeseeable crisis during our…

Why you should avoid raiding your retirement fund in a crisis

By: Gerhardt Meyer CFP®, Head of Technical Support, PSG Wealth Most of us will experience some unforeseeable crisis during our lifetimes. Life is, after all, riddled with uncertainties, as is evident from the current pandemic. If you should lose your job or have your income reduced considerably, how do you…

22 Jul 2020
Cardiovascular disease, cancer and accidents remain the leading causes of claims

In 2019, Sanlam paid out over 99% of death claims. The insurer predicts a rise in claims for death, funeral,…

Cardiovascular disease, cancer and accidents remain the leading causes of claims

In 2019, Sanlam paid out over 99% of death claims. The insurer predicts a rise in claims for death, funeral, sickness and income protection in 2020, due to the coronavirus pandemic. Petrie Marx, Product Actuary at Sanlam Individual Life, says that this year is a testament to how easily one’s…

22 Jul 2020
SA businesses look offshore to ease COVID-19 pain, open new markets

The COVID-19 lockdown left a trail of devastation across entire industries – but it has also forced many South African…

SA businesses look offshore to ease COVID-19 pain, open new markets

The COVID-19 lockdown left a trail of devastation across entire industries – but it has also forced many South African businesses to look for new approaches and markets, with a growing number looking to establish offshore operations to create a greater range of options and opportunities. While numerous South Africans…

Visit the official COVID-19 government website to stay informed: sacoronavirus.co.za