Financial Planning

Follow topic
13 Jan 2015
Tips for planning your retirement

With the pace of life growing ever more frenetic, planning has become an essential survival tool for today’s upwardly mobile…

Tips for planning your retirement

With the pace of life growing ever more frenetic, planning has become an essential survival tool for today’s upwardly mobile generation. Yet while many of us tend to plan our lives well in advance, diarising key dates and social occasions with military precision, we tend to overlook one key priority…

13 Jan 2015
The euro will continue to weaken

By Christopher Dembik, Economist at Saxo Bank EURUSD is trading on historic lows of almost a decade after breaking the…

The euro will continue to weaken

By Christopher Dembik, Economist at Saxo Bank EURUSD is trading on historic lows of almost a decade after breaking the psychological level of 1.20. It may be only the starting point of a deeper and prolonged depreciation of the euro toward 1.15. The two key elements explaining the recent EURUSD…

13 Jan 2015
Hollard and Altrisk tie the knot

Award-winning specialist long-term risk provider, Altrisk will be rebranded to become Hollard Life, effective 12 January 2015. The combined entity…

Hollard and Altrisk tie the knot

Award-winning specialist long-term risk provider, Altrisk will be rebranded to become Hollard Life, effective 12 January 2015. The combined entity will represent Hollard for all individual Life risk as the specialists in the middle and affluent market within the group. The division’s operations will continue under its existing team, headed…

09 Jan 2015
Tough times ahead for SA Inc, but it’s better than 2014

By Adrian Saville, CIO of Cannon Asset Managers Over the last twenty years, the single biggest determinant of South Africa’s…

Tough times ahead for SA Inc, but it’s better than 2014

By Adrian Saville, CIO of Cannon Asset Managers Over the last twenty years, the single biggest determinant of South Africa’s economic growth has been global growth. Given that South Africa is a small, open economy, this should come as little surprise. However, what this means is that to form an…

09 Jan 2015
Tax free savings accounts – how will they affect you?

By Kelsey Moodley, Actuarial Analyst, Alexander Forbes Financial Services Much of the reform being proposed by National Treasury will affect…

Tax free savings accounts – how will they affect you?

By Kelsey Moodley, Actuarial Analyst, Alexander Forbes Financial Services Much of the reform being proposed by National Treasury will affect the income that people receive in retirement. In addition, Treasury has set out plans for the implementation of tax free savings accounts with the intention of promoting pre-retirement savings. Here’s…

07 Jan 2015
Putting investment performance into perspective – looking back over the last two decades

By Maarten Ackerman, Citadel senior investment strategist It is often argued that historical investment performance gives no indication of what…

Putting investment performance into perspective – looking back over the last two decades

By Maarten Ackerman, Citadel senior investment strategist It is often argued that historical investment performance gives no indication of what might happen in the future. However, experience shows that the future will, most likely, fall within the boundaries set by history. More than a century of returns are representative of…

07 Jan 2015
Two noteworthy tax changes

By Dawid van der Berg and Roxanna Nyiri, Tax, BDO South Africa Two noteworthy taxation amendments come into effect on…

Two noteworthy tax changes

By Dawid van der Berg and Roxanna Nyiri, Tax, BDO South Africa Two noteworthy taxation amendments come into effect on the 1st of January 2015. The first tax amendment relates to the deductibility of interest paid to a person who is not liable to tax in South Africa, for example…

07 Jan 2015
RDR to herald major changes in financial services industry

The Retail Distribution Review (RDR) proposals released on 7 November 2014, while needing scrutiny by the financial services industry, will…

RDR to herald major changes in financial services industry

The Retail Distribution Review (RDR) proposals released on 7 November 2014, while needing scrutiny by the financial services industry, will affect intermediaries, product providers and consumers. The RDR, which is open for comment until 2 March 2015 and is expected to be implemented in mid-2016, introduces “a variety of overdue…

07 Jan 2015
Reassess your risk appetite for 2015

Investors need to reassess their risk appetite for 2015, warns a leading global analyst at one of the world’s largest…

Reassess your risk appetite for 2015

Investors need to reassess their risk appetite for 2015, warns a leading global analyst at one of the world’s largest financial advisory organisations. The warnings from Tom Elliott, International Investment Strategist at deVere Group, which has 80,000 clients and $10bn under advice, are in response to expectations of rising market…

07 Jan 2015
Insure those expensive gifts and gadgets

South Africans need to ensure that all newly obtained expensive items are added to their insurance policies as soon as…

Insure those expensive gifts and gadgets

South Africans need to ensure that all newly obtained expensive items are added to their insurance policies as soon as possible, in order to avoid the financial consequences should the items be lost, stolen or damaged. This is according to Christelle Fourie, Managing Director of MUA Insurance Acceptances. She says…

Visit the official COVID-19 government website to stay informed: sacoronavirus.co.za