Savings Archives - B2B Central

06 Jul 2023

What the two POT system means for SA’s self-employed

By Staff Writer

The Two Pot system will offer self-employed people the ‘lifeline’ of accessing a savings portion of their personal pension funds. Never before available to entrepreneurs, the access to funds is likely to impact their taxes, tax liability and future planning. Against this, the imperative for financial advice is clear. Built on the premise that challenging...

06 Jul 2023

Just how important is a tax-free savings account?

By Staff Writer

Should you have a tax-free savings account or not? It seems as if it is the ideal vehicle to save in, regardless of the goal or time horizon, because the returns are tax free. However, there are a few considerations when it comes to having a tax-free account. Ester Ochse, Product Head, FNB Integrated Advice...

29 Sep 2021

Blending Retirement Income Solutions

By Staff Writer

Silver Digest spoke to Linda Blom, Business Development Manager at Glacier by Sanlam, about ways of blending different solutions for a sustainable retirement income. WHAT FACTORS SHOULD RETIREES CONSIDER WHEN THEY INVEST THEIR SAVINGS? Life expectancy. With medical advances the possibility of outliving your capital becomes a real risk. Inflation. Your savings lose purchasing power...

24 Sep 2021

Is your retirement portfolio positioned for the inflation-beating returns on offer?

By Staff Writer

If the last year has taught investors anything, it is the cost of ignoring risk assets when market circumstances change so dramatically. With a period of rapid global economic growth expected this year, risk assets such as equities remain set to benefit. But inflation-plus returns do not come through in a straight line. As such,...

06 Aug 2020

Old Mutual Wealth expands tax-free options with tailored fund portfolios

By Staff Writer

Investors targeting a specific investment goal or wanting to diversify their investments offshore will be pleased to know that Old Mutual Wealth Tailored Fund Portfolios (TFPs) can now be used for tax-free savings. TFPs are the Discretionary Fund Management offering by Old Mutual Wealth that creates and manages a range of solutions in order to...

22 Jul 2020

Why you should avoid raiding your retirement fund in a crisis

By Staff Writer

By: Gerhardt Meyer CFP®, Head of Technical Support, PSG Wealth Most of us will experience some unforeseeable crisis during our lifetimes. Life is, after all, riddled with uncertainties, as is evident from the current pandemic. If you should lose your job or have your income reduced considerably, how do you plan on making up the...