Retirement | MoneyMarketing

The global costs of climate change: Who should be paying?

By: Oyena Mtuzula, Head of Credit & ESG, Terebinth Capital It is almost eight years since 197 countries committed to the Paris Climate Agreement (or COP21), an ambitious global action plan to fight climate change. The accord provides a pathway for developed nations to assist developing nations in their climate mitigation and adaptation efforts. The...

2 weeks ago

New Sanlam survey finds only 35% of South Africans trust their financial abilities

By: Mariska Oosthuizen, Chief Marketing Officer for Sanlam Sanlam has launched its first-ever Sanlam Financial Confidence Index, an annual index which assesses the financial confidence levels of the country’s adult population. The research found that 81% of South Africans surveyed experience stress when managing their personal finances, only 35% of South Africans trust their financial...

3 weeks ago

Retirement lessons from the over 60s your clients need to know

By: Samukelo Zwane, Product Head of FNB Wealth and Investments With the increased cost of living, managing money in the retirement years can be a challenging exercise for many. Running out of money during one’s retirement years is a prime concern for many retirees. Although people have reasons to be concerned with the rise of...

01 Nov 2023

How to choose the right default option for a retirement fund

By: Shaheed Mohamed, Head of Group Savings and Investments at Allan Gray The shift from standalone retirement funds to umbrella funds continues to gain momentum. While there are many factors that need to be considered when selecting an umbrella fund, such as the provider’s administrative capabilities, fees, service and transparency, among others, choosing the most appropriate investment...

01 Nov 2023

The Great Unretirement – why working beyond your 60s is the future

By: Sonja Steyn, Head of Wealth Management Strategy, Private Wealth & Business Management at Consult by Momentum In today’s dynamic and evolving business landscape, the concept of retirement is undergoing a profound transformation. The traditional notion of leaving the workforce at a certain age and entering a state of relaxation is being replaced by the exciting concept...

28 Jul 2023

What it takes to outperform during periods of extreme uncertainty

By: Gregoire Theron, GraySwan CIO To outperform the market in recent years, investors have had to hone their risk management and hedging strategies, increase their focus on asset allocation, and proactively seek out pockets of opportunity. This approach should continue to yield benefits for the foreseeable future as global economic growth remains weak. While it...

31 May 2023

Give your clients a fair advantage when they retire

Martiens Barnard from Momentum Investments talks retirement planning challenges and proposes diversification with a life annuity as a solution.

03 Apr 2023

A focus on the regulatory aspects and challenges of the two-pot system

The new two-pot retirement system in South Africa faces regulatory uncertainty and challenges with finalising the legislation and implementation.

30 Jan 2023

Living annuitants don’t need to become a burden on their children

Just SA CEO, Deane Moore, illustrates how living annuitants should not need to take risks that could lead them to becoming a burden on their children later on in life.

19 Dec 2022

Maintain a reasonable standard of living in retirement, even when markets let you down

Financial advisers can now combine the best attributes of both a living and life annuity.

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