MoneyMarketing

Short-term insurance

19 Sep 2018

Dash cam footage one of top risk management tools

Not only can dash cam footage help vehicle owners avoid being held liable following an accident, but it can also assist individuals in recovering their damages, if uninsured, or excess payments after their insurance claim. That’s the word from Johannes du Plessis, Legal Advisor at RBS.
13 Sep 2018

Insurance solutions for an emerging market economy

Underinsurance, high premiums, and insufficient contribution to the incremental development of local financial and intellectual capacity by reinsurers are but a few of the obstacles to emerging economies – and the short-term insurance sector in these markets. Insurers, however, can turn this around.
13 Sep 2018

King Price launches lower-cost option on home contents cover

King Price, the only insurer in South Africa that offers car insurance premiums that decrease monthly as the cars’ values drop, has launched a lower-cost option on its home contents cover that it calls “fire and fury”.
10 Sep 2018

Tips for insuring your family art collection

As more households begin to appreciate the value of art as an alternative form of investment, getting to grips with art insurance should form an integral part of a collection strategy.
20 Aug 2018

Women in SA dress for success, but do they insure for the worst?

These days, buying a car or getting a new laptop without getting adequate insurance is regarded to be financially irresponsible. Yet, many South African women walk around on a daily basis wearing the finest quality weaves, dressed head-to-toe in designer apparel, and carrying one of their many luxury handbags – items that are all commonly...
15 Aug 2018

Types of intent that affect your car insurance claim

When deciding on whether someone should be covered in the event of a motor vehicle accident, an insurer may decide that a seemingly negligent driver actually acted with intent and should therefore not be covered, and such insurer may apply criminal court judgments to do so.
30 Jul 2018

Is your golfing insurance on par?

Golfing is steadily growing as a favoured pastime and golf estate living is a lifestyle that increasing numbers of South Africans are embracing.  People are drawn to the allure of country living in the heart of the city that addresses security concerns and eliminates the need for 6-foot walls and electric fencing, offering unobstructed views...
25 Jul 2018

Insuring your business against cyber crime

The recent hack at one of SA’s largest insurers has been a wakeup call for many local businesses that have maintained a fairly relaxed approach to cybersecurity. As the biggest SA breach to date, it dominated the headlines, but the reality is that cyber security issues have been creeping up on us for some time,...
11 Jul 2018

Electricity and your home

Homeowners are at risk of having their insurance claims rejected if it is found that they are not in possession of a valid Electrical Certificate of Compliance (ECOC) for their property.
04 Jul 2018

Surviving rising costs without losing out on insurance protection

The increase in the value-added-tax rate to 15% in April has South Africans tightening their belts a little more, but overall the economic mood is lifting and opening the door to improved sentiment and business confidence.