By Daphne Rampersad, Investment Advice Lead at Liberty When it comes to financial planning, many people focus solely on wealth creation instead of what is needed to maintain the life we might want for ourselves and our loved ones. When it comes to wealth preservation, decisions and planning often take a back seat to wealth generation,...
Liberty is offering investors the chance to get involved in two structured investment opportunities that take advantage of global growth opportunities. The first is the Liberty Structured Global Performer ESG V1 portfolio, that tracks the MSCI Global Diversified ESG 100 Decrement 5% Index, for investors who feel that companies which adhere to sustainable environmental, social and governance principles make a worthy investment opportunity.
Liberty shareholders have approved the proposal by the Standard Bank Group (SBG) to buy out its minority shareholders and to integrate Liberty fully into the greater group. The approval was secured at a general meeting held yesterday. This represents a significant milestone towards finalising the proposed transaction, expected in the first quarter of 2022.
We all get swept up with the marvels of the technical details and marketing campaigns of the investments industry. Money never sleeps, and so news reports are filled with details on the percentage moves in different indices and assets, and we're bombarded by fund managers telling us why their fund is the best.
While busy professionals are focused on their careers, they also need to grow their wealth and protect their incomes. At Liberty we know that they work hard for every cent they earn, and we believe that their efforts should be protected. We want to make their hard work count.
In a highly competitive financial service offering like life insurance, delivering differentiated and memorable customer experiences across every touchpoint of the insurance journey have become more crucial than ever. COVID-19 has left in its wake a combination of altered life expectancy and forced migration to digital integration in virtually every aspect of daily living,
The Liberty Group's innovative Stash app has won two global awards for offering outstanding customer experience in the insurance industry.The 2021 Digital CX Awards saw the Stash app win the Outstanding Customer Experience Transformation in Insurance Award, as well as the Best Insurtech for Digital Customer Experience Award.
Liberty's claim statistics for 2020 show a significant increase in retrenchment and mortality claims following the beginning of the COVID-19 pandemic and hard lockdown in April, which had a substantial impact on the country's economy. In 2020 Liberty paid out R6.34 billion in claims to its individual clients under the flagship Lifestyle Protector product and legacy risk products.
Anyone who has been in the trenches of investing long enough will tell you that frightening market slumps are inevitable, as is long-term growth. One real hedge against these savings potholes are insurance-based investment strategies that provide a guarantee against excess downside volatility, protecting clients against the dips, but allowing them to fully benefit from market gains.
Visit the official COVID-19 government website to stay informed: sacoronavirus.co.za