RA

22 Feb 2020

RA or TFSA? Which is better?

It’s nearly the end of the tax year and across the industry investors are urged to max out their tax-free savings account (TFSA) and retirement annuity (RA) before 29 February 2020.

05 Feb 2020

Tax free savings account or retirement annuity?

The TFSA was introduced by the National Treasury to encourage South Africans to save

04 Feb 2019

Stepping up your retirement savings – RA or employer fund?

By Gielie de Swardt, head of Retail Distribution at Sanlam Investments. The end of the tax year is just around the corner and smart investors are doing the calculations to find out exactly how much they can still put into their RA before the gates to tax-relief paradise slam tight – for this year. The...

06 Jun 2018

Expert retirement savings tips for late starters

Medical advancements mean that we can hope to live much longer lives, but this raises the key question: how do you save enough money to ensure that your retirement funds don’t dry up too soon – especially if you’re a late starter?

24 Jan 2018

Using TFSAs and RAs to benefit financial wellbeing

South Africa’s national average savings rate is a dismal three percent, while the household debt to income ratio is a staggering 74.4%.

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