11 Apr 2020
Finding investment opportunities among the many COVID-19 risks

With many countries around the world in lockdown as they try to contain the spread of the COVID-19 virus, the…

Finding investment opportunities among the many COVID-19 risks

With many countries around the world in lockdown as they try to contain the spread of the COVID-19 virus, the global economy is facing an unprecedented situation of balancing health against financial livelihoods.

19 Mar 2020
Taking the first steps if you test positive for COVID-19

While people who contract COVID-19 (Coronavirus) who are under the age of 80 and do not have any pre-existing conditions…

Taking the first steps if you test positive for COVID-19

While people who contract COVID-19 (Coronavirus) who are under the age of 80 and do not have any pre-existing conditions – such as cardiovascular disease, diabetes, chronic respiratory disease, hypertension or cancer – are most likely to experience only flu-like symptoms, those who are over 80 years of age or…

18 Mar 2020
Don’t get out of the market when temperatures run high

Global markets are reeling from the largest declines in the prices of “risky” assets since the global financial crash of…

Don’t get out of the market when temperatures run high

Global markets are reeling from the largest declines in the prices of “risky” assets since the global financial crash of 2008. With trillions of rand in value being wiped off various listed equity valuations daily, pension funds and individual retail investors would naturally be worried about just how much money…

12 Sep 2019
Prescribed assets speculation: Don’t make irrational decisions

Over the past few weeks, sensationalist media reporting around the issue of prescribed assets, has shaken the already-concerned South African…

Prescribed assets speculation: Don’t make irrational decisions

Over the past few weeks, sensationalist media reporting around the issue of prescribed assets, has shaken the already-concerned South African investor. The onslaught of commercially and politically expedient news stories, detailing the potential consequences of prescribed assets, is causing some local investors to make fear-based decisions instead of sticking to…

05 Aug 2019
Medical costs rise considerably as we become older

It is, statistically, an inescapable part of life that our medical costs and expenses will rise considerably as we become…

Medical costs rise considerably as we become older

It is, statistically, an inescapable part of life that our medical costs and expenses will rise considerably as we become older. Retirees who are drawing down fixed incomes must deal with escalating costs of medical aid and expense shortfalls, creating a significant challenge in coping with erosion of their income…

23 Jul 2019
Is it time for Plan B?

It is widely recognised that inflation of medical costs outstrips overall consumer inflation and, after many years of medical aid…

Is it time for Plan B?

It is widely recognised that inflation of medical costs outstrips overall consumer inflation and, after many years of medical aid premiums doing exactly this, it could eventually be time for medical aid members to re-evaluate their options.

30 Oct 2018
Managing business risks – including insurance policies – in a holistic manner

One of the major risks that small and medium-sized enterprises (SMEs) are especially vulnerable to, is the negative impact of…

Managing business risks – including insurance policies – in a holistic manner

One of the major risks that small and medium-sized enterprises (SMEs) are especially vulnerable to, is the negative impact of events such as service delivery protests, strikes by public transport workers or incidents calling for the shutdown of cities, which present risks that insurance policies do not cover.

03 Oct 2018
Retirees must budget carefully for medical aid expenses

People saving towards retirement often overlook or downplay the impact that future healthcare needs have within their retirement planning framework,…

Retirees must budget carefully for medical aid expenses

People saving towards retirement often overlook or downplay the impact that future healthcare needs have within their retirement planning framework, which then results in these costs eroding income earmarked for other necessities.

19 Sep 2018
Separate wills should be planned together

There is a growing trend of married or partnered couples to draft separate wills, as opposed to a joint will. Whilst…

Separate wills should be planned together

There is a growing trend of married or partnered couples to draft separate wills, as opposed to a joint will. Whilst this enshrines each party’s individual wishes, it may result in unintentional errors creeping into wills, leading to outcomes that the deceased had not intended. 

15 Aug 2018
The benefit of wellness programmes

It’s abundantly clear from research by medical schemes such as Discovery and Momentum – the two medical aid schemes with…

The benefit of wellness programmes

It’s abundantly clear from research by medical schemes such as Discovery and Momentum – the two medical aid schemes with the biggest wellness incentive programmes in Vitality (700 000 main members) and Multiply (154 181 main members) – that members engaging in some form of activity on a regular basis have lower…

25 Jul 2018
Medical aid market can be a ‘complicated space’ to navigate

The GTC 2018 Medical Aid Survey (MAS) analyses and rates medical aid schemes according to a standardised comparison and ranks…

Medical aid market can be a ‘complicated space’ to navigate

The GTC 2018 Medical Aid Survey (MAS) analyses and rates medical aid schemes according to a standardised comparison and ranks the choices available to members.

23 Jul 2018
Giving your child a quality education requires dedicated saving

Given the ever-soaring costs of tertiary education that have recently been widely publicised, parents need to consider this inevitability and…

Giving your child a quality education requires dedicated saving

Given the ever-soaring costs of tertiary education that have recently been widely publicised, parents need to consider this inevitability and should be prepared to budget for the pre-funding of future school education, as this expenditure continues to meaningfully erode the monthly income of an increasing number of South African households.


Visit the official COVID-19 government website to stay informed: sacoronavirus.co.za