B2B Central

investing

22 Nov 2023

Tips and talking points for Investing right now

By Staff Writer

By: Nico Janse van Rensburg, Head of Positioning at Amplify Financial advisers are constantly faced with the conundrum of sorting through a magnitude of economic data, market news etc. and then distilling this into something palatable for their clients to digest and to assist in making sound investment decisions. In times like these it might...
15 Nov 2023

The importance of perspective

By Staff Writer

By: Kim Zietsman, CFA, Laurium Capital Industry net flows are a good barometer to gauge the sentiment or perspective of investors in the current environment. Looking at the South African CIS funds, for the 12 months ended 30 September 2023, general equity funds had net outflows of -R5.8bn. Low, medium and high equity multi-asset funds...
15 Nov 2023

Rethinking global investing

By Staff Writer

By: Debra Slabber, Portfolio Specialist Director at Morningstar South Africa With equities no longer the only game in town and free money perhaps something of the past, asset allocation has become so much more complicated, and a somewhat fascinating puzzle to solve. With the dislocation present in equity markets from a regional as well as...
03 Nov 2023

A view on the medium-term budget policy statement (MTBPS)

By Staff Writer

The Medium-term budget outcomes highlight a prudent approach to fiscal spending with R154 billion in proposed cuts to expenditure over the next three fiscal years. However, the bulk of these cuts are expected to fund the overrun in the wage bill rather than more productive spending in the economy, says Sanisha Packirisamy, economist at Momentum Investments.  “Fiscal...
03 Nov 2023

SA balanced funds  – focus on global exposure

By Staff Writer

By: Rayhaan Joosub, Head of Multi-Asset, Co-CIO, Sentio Capital Balanced funds are crucial to providing savers with real returns to meet their long-term retirement needs. The recent increase in the Regulation 28 limits allows a maximum of 45% of balanced fund assets to be invested offshore, raising the question of how best to invest these...
18 Oct 2023

Oil price, inflation and exchange rate risks make rate cuts a tall order

By Staff Writer

By: Emma Pretorius, Head of Investor Relations, Amplify The recent uptick in the price of oil casts a shadow over South Africa’s positive inflation trajectory. Transport helped pull overall inflation down in July, in contrast to 2021 and 2022 when overall inflation was mainly pushed higher by transport and headline consumer inflation hit a 13-year...
10 Oct 2023

De-risking at retirement costs SA investors 28 months of retirement savings

By Staff Writer

By: Pieter Hugo, Chief Client and Distribution Officer at M&G Investments While it may be common to consider “safe” investments like cash and bonds as the best choices for a retirement portfolio, asset allocation decisions for your retirement savings should rather be based on the best combination of assets to help you achieve your retirement...
10 Oct 2023

A highwire act: matching clients’ expectations with reality

By Staff Writer

By: Mike Adsetts, Chief Investment Officer, Momentum Investments There are periods of time during which it seems that very little changes. The investment industry is one where this is most definitely not the case. On the local front, the relaxation of exchange control allowing up to 45% of assets to be invested offshore is a...
20 Sep 2023

Smart Beta investing enhanced by hybrid intelligence

By Staff Writer

By: Rayhaan Joosub, Co-founder and Portfolio Manager, Sentio Capital and Yashin Gopi Head of Quantitative Analysis, Sentio Capital Smart Beta or factor investing is a popular approach that systematically captures factor premiums, which are believed to be a reward for some form of systematic risk or behavioural biases of investors. However, one of the major...
07 Sep 2023

Global investments: Does one worldwide will suffice?

By Staff Writer

By: Elmien Pols and Sarah Love, Fiduciary Practitioners, Private Client Trust It’s common practice for people to diversify their investments outside of South Africa and to own property offshore. While this is seen as a good Rand hedge, it raises questions about what happens if you die with offshore assets. Are foreign assets covered by...
22 Aug 2023

Gender equality in the SA financial sector has a long way to go

By Staff Writer

By: Ann Sebastian, Head of Equities at Terebinth Capital Ann Sebastian, Head of Equities at Terebinth Capital, spoke to us about how financial advisors could be better serving the needs of their female investors, and her views on how there’s plenty of room for improvement when it comes to the role of women in the...
18 Aug 2023

Knowledge is power when it comes to using structured products

By Staff Writer

Structured products have come a long way. From a specialised, exotic investment tool, they are now mainstream, and financial advisers are now more comfortable about investing in them on behalf of clients. As the acceptance of structured products has grown, so has the need to keep clients informed about their role in an investment portfolio...