B2B Central

credit

14 Feb 2022

Breaking up is hard to do, but unavoidable if the relationship with your credit card goes toxic

By Staff Writer

It’s easy to have a ‘love-hate’ relationship with your credit card.

07 Dec 2021

Glasfit introduces affordable new credit system

By Staff Writer

Together with ClearGroup, which delivers the FinYou finance offering, Glasfit has introduced a brilliant new credit system that provides customers with a buy-now-pay-later option. Powered by Click2Pay, the system is quick and easy to use, allowing Glasfit customers to replace their windscreen/glass immediately, while paying over a three-month interest-free period. Processed in a few minutes...
14 May 2021

Symrise launches first-ever sustainability-linked revolving credit facility

By Staff Writer

Symrise AG has signed the first Revolving Credit Facility (RCF) with a dedicated sustainability component. The new facility comprises a volume of € 500 million and has a duration of three years. It represents one of the Group’s different financing instruments and will serve to finance additional strategic growth initiatives. It will replace the existing...
25 Aug 2020

What the Experian breach has taught us about data security

By Staff Writer

SABRIC and SAFPS urges bank customers and other consumers to follow sound identity management practices to mitigate the risk of impersonation and fraudulent applications in your name. Experian – a consumer, business and credit information services agency – has experienced a breach of data which has exposed some personal information of as many as 24...
15 Oct 2018

Securing credit card transactional data is crucial

By Staff Writer

Ever wondered where every credit card transaction is recorded and stored and how secure that data is, especially after the hardware on which that data is stored reaches end-of-life. If this data is compromised and lands in the wrong hands, it could have catastrophic consequences for not only the company concerned, but for the banks...
18 Aug 2018

How to improve your credit score

By Janice Roberts

Access to credit can be a cornerstone to personal growth and many consumers can relate to the excitement and relief of qualifying for credit to buy a house, a car or to cover education costs and medical emergencies.
07 Mar 2018

Understanding your credit for major life events

By Janice Roberts

The first months of the year bring both the promise of new beginnings and the potential for self-improvement. This time of the year is also the perfect time to take control of your finances by setting tangible and realistic financial goals.
16 Nov 2016

In times of crisis, a personal loan could be a sensible option

By Janice Roberts

Life happens, like when you are involved in a car accident, your entrepreneurial venture goes south or a loved one loses their job. Piet van der Walt, head of Sanlam Personal Loans, says the reality is that clients aren’t always well prepared for the financial fall-outs of these big events! But even in their daily...
15 Jun 2016

The Mall of Africa phenomenon: Why do people buy ‘stuff?’

By Janice Roberts

Nearly half of all credit-active South Africans, or 9.9 million people, are over-indebted according to Debt Rescue, yet 97 000 people attended the opening of the Mall of Africa, says David Crossley, Business Manager, BDO Wealth Advisers.
05 May 2016

SA’s consumer credit health at lowest level in three years

By Janice Roberts

Higher inflation and interest rates are having an adverse effect on the credit health of South Africans, according to TransUnion’s Consumer Credit Index (CCI).  The CCI decreased in Q1 2016 to 46.1, down six points from 52.1 the previous quarter.
11 Feb 2016

Good banking: The benefits of managing your overdraft facility

By Janice Roberts

There are various forms of credit available to consumers, and with what is predicted to be a tough year ahead, making use of an overdraft facility, could be a good way to manage your cash flow and get you through the year. “One of the best solutions to a temporary cash flow problem is an...