B2B Central

Deane Moore

30 Jan 2023

Living annuitants don’t need to become a burden on their children

By Staff Writer

Just SA CEO, Deane Moore, illustrates how living annuitants should not need to take risks that could lead them to becoming a burden on their children later on in life.
10 Jun 2022

New retirement report suggests a more permanent mind shift from flexibility to certainty

By Staff Writer

Retirement income specialist, Just SA, announced the results of its 2022 independent retirement tracking study, which suggests a more permanent mind shift in what pensioners want from their retirement income.

10 Feb 2022

The emotional toll of choice

By Staff Writer

Must purchasing an annuity at retirement be an either/or decision?
13 Aug 2021

Recreate your future, rethink retirement

By Staff Writer

Increased global longevity is giving us all more years of active health and possibly a longer retirement. According to the World Health Organisation (WHO), global life expectancy at birth has risen by six years. In South Africa, research from retirement income specialist Just SA shows that the average 60-year-old male will live to 82 and female a further five years.
01 Jun 2021

Longevity favours the rich, but poor also benefit in new generation life annuities

By Staff Writer

Most conventional life annuities are priced against just two factors that influence longevity – age and sex. Yet there is a host of other factors that should be considered in arriving at a fair price for each person. This is one of the reasons that life annuities fell out of favour for over a decade. “People from lower income brackets started to question their value, and they were right,” says Deane Moore, CEO of retirement income specialists Just SA.
11 May 2021

Rebound for retirement

By Staff Writer

If your retirement savings were invested in balanced funds through the market turmoil of 2020, there is some good news. You can currently secure a guaranteed income for life that is over 15% higher than it would have been had you invested on the 1st of January last year before the market crash; an income that targets growth in line with inflation.
09 Mar 2021

Risks in retirement are increasing

By Staff Writer

An increasing risk in retirement is that you will outlive your savings. More retirees feel less confident now that their savings will last, highlighted by a 10% year-on-year drop in confidence reported by retirees in Just SA’s latest Retirement Insights study.

01 Apr 2020

Retirement in the time of COVID-19

By Janice Roberts

“If current market conditions persist for 12 months and markets then recover to pre-crash levels, pensioners are likely to run out of money four years earlier than under normal investment conditions,” says Just CEO Deane Moore.

06 Dec 2019

Financially independent parents on the wish list this festive season

By Janice Roberts

It’s the time of year again where South Africans nationwide swap work check lists for personal wish lists and the search for gifts becomes all-consuming. The festive season also presents a timely opportunity for pre-retirees and retirees to consider a more pragmatic approach to gift giving; namely to identify which gifts will give their children...
07 Nov 2019

SA retirees prefer secure monthly income: Survey

By Janice Roberts

Retirement income specialist Just, this week launched the 2019 findings from ‘Just Retirement Insights’ – a comprehensive review and commentary based on face-to-face interviews with over 520 pre-retirees and retirees.
06 Aug 2019

Longevity protection in a default living annuity?

By Janice Roberts

Retirement fund members will now be able to secure longevity protection within a living annuity. This comes after the Financial Services Conduct Authority (FSCA) announced an exemption from its criteria for living annuities in a default annuity strategy.
14 Nov 2018

The state of the South African retirement crisis

By Janice Roberts

A guaranteed income for life and leaving money for children and grandchildren are the most important needs for South Africans when reaching retirement. This is according to Just Retirement Insights, independent research commissioned by Just in which South Africans between the ages of 55 and 85 years in the major metropolitan areas were interviewed. When...