B2B Central

financial planning

19 Sep 2017

Avoiding value traps when investing

By Janice Roberts

When investing for the long run, it’s important to find undervalued securities that have enough potential to earn long-term capital returns. But there’s one inherent danger: the risk of investing in a company that is cheap for good reason – a ‘value trap’.
01 Sep 2017

Five steps to put spring back into your finances

By Janice Roberts

By Riaan Strydom, Financial Adviser, PSG Wealth, Mill Park, Port Elizabeth September ushers in spring and often represents a time for spring cleaning, in anticipation of a fresh start. Why not assess your financial plan as part of your spring cleaning efforts? Below are five steps to take.
23 Aug 2017

What power do women have over finances?

By Janice Roberts

On average women tend to outlive men by up to seven to ten years, according to the World Health Organisation (WHO); additionally they have longer breaks away from work due to maternity leave and generally earn 15% to 17% less than their male counterparts. All these factors impact a woman’s ability to save effectively for retirement,...
22 Aug 2017

Financial planning for newlyweds

By Janice Roberts

If you are getting married soon or have recently tied the knot, you will know that building your life together can be overwhelming. There are so many things to consider. “One of the most important factors to discuss and agree on is your financial health as a couple,” says African Bank’s Group Executive: Sales, Branch...
16 Aug 2017

How third-party motor insurance works

By Janice Roberts

Approximately only a third of the vehicles on the South African roads are currently insured, according to the Automobile Association of South Africa (AA). This poses a huge risk to those motor vehicle owners who only have a third-party motor insurance policy in place because there is about a 65% chance that they will not...
14 Aug 2017

Why value is key to success in a post-RDR world

By Janice Roberts

Within the current economic and legislative environment, demonstrating value as a financial adviser has become imperative, says Lizl Budhram, Head of Advice at Old Mutual Personal Finance. The Retail Distribution Review (RDR) is expected to put adviser fees under customers’ microscopes and technological trends such as robo-advice and shifting consumer behaviour requires advisers to reinvent...
15 Jun 2017

FSB takes action against false examination/qualification records

By Janice Roberts

  The financial planning industry will have seen an increase in the number of debarments cases over the last year, the Financial Services Board (FSB) said in a statement yesterday afternoon. The main reason for this increase is that qualification and examination fraud was discovered by the Financial Planning Institute of Southern Africa (FPI) which...
05 Jun 2017

Family-owned businesses can thrive with the correct guidance

By Janice Roberts

While South Africa is well known for its inherently entrepreneurial culture, too many promising family-owned businesses do not reach their potential due to a lack of objective external input and independent advice.
01 Jun 2017

Three steps to choosing the right tax practitioner

By Janice Roberts

While the introduction of E-filing by the South African Revenue Service (SARS) has slightly eased the burden of taxpayers from making mistakes on their annual tax returns, just one error in entering information on your forms could still end up costing you – in the form of a larger tax bill or a smaller refund....
26 Apr 2017

Three retirement strategies amidst market turmoil

By Janice Roberts

A few weeks have passed since the political drama that unfolded which caused South Africa’s sovereign risk downgrades to junk status by key ratings agencies, S&P and Fitch. It is clear that tough economic times lie ahead, says Deane Moore, CEO of Just – so what retirement strategies should South Africans consider to navigate their finances...
20 Apr 2017

Getting a mid-sized business ready for sale

By Janice Roberts

Morgan Jones, Principal in the Corporate Finance team at Bravura, an independent investment banking firm specialising in corporate finance and structured solutions, outlines the imperative of exit strategy planning for owner-operators.
12 Apr 2017

Financial planning for the sandwich generation

By Janice Roberts

Many South Africans are increasingly experiencing the effects of the sandwich generation where young working professionals, usually in their late twenties to early forties, have to financially support their own children and their parents with their monthly income.