B2B Central

financial planning

08 Mar 2018

How women can keep their financial goals on track

By Janice Roberts

Numerous demands on your time and pockets mean that as a woman it’s easy to stray from the path to achieving your financial goals. Christelle Louw, an Advisory Partner at Citadel, offers some practical tips for avoiding common slip-ups and getting your own finances back on track.
07 Mar 2018

Understanding your credit for major life events

By Janice Roberts

The first months of the year bring both the promise of new beginnings and the potential for self-improvement. This time of the year is also the perfect time to take control of your finances by setting tangible and realistic financial goals.
13 Feb 2018

Essential financial planning for couples

By Janice Roberts

Moving in together is a big step, but it’s more involved than just picking up your partners clothes from where they left them on the floor.  Talking about how you’ll manage your finances as a couple is integral.
07 Feb 2018

Three ways holistic financial planning can enhance your share portfolio

By Janice Roberts

By Grant Meintjes, Head of Securities, PSG Wealth. You may have started out with a small amount of money which seems unimportant to include in your plan, or perhaps it is one area of your financial plan you want to retain control over. Perhaps you are motivated by those weekend conversations around the braai, and simply...
06 Feb 2018

The lowdown on getting great financial advice

By Janice Roberts

“Finding a financial adviser you can trust often feels like a daunting task, with many not even knowing where to begin,” says Lizl Budhram of Old Mutual Personal Finance.
24 Jan 2018

Surge in demand for upmarket retirement housing

By Janice Roberts

The prevailing idea of retirement housing is the stereotypical old age home: a hospital-like environment. But, says Arthur Case, CEO of retirement accommodation provider Evergreen Lifestyle, things are changing, largely owing to South Africa’s large, growing population of elderly people, which has created a gap in the market.
18 Dec 2017

Avoid common financial mistakes during the festive season

By Janice Roberts

Have you accumulated so much debt during the course of the year that you avoid phone calls from private numbers to dodge one of the many creditors coming after you during the festive season? Burying your head in the sand is definitely not a solution and will not make your debt disappear.
04 Dec 2017

Stick to your financial plan this festive season

By Janice Roberts

By Nico Coetzee, Executive: PPS Financial Planning. According to the latest statistics from the National Credit Regulator, collective consumer debt is currently more than R1.69-trillion. With South Africans facing an even tougher economic situation this festive season, it is critical that everyone makes a concerted effort to avoid falling even further into debt by sticking...
10 Nov 2017

Demystifying Trusts

By Janice Roberts

By Theunis Ehlers, Citadel Fiduciary Partner. We are often asked about trusts, what their purpose is and how they function. A trust is essentially a contract between the Founder and the Trustees who undertake to manage the trust assets for the benefit of the beneficiaries.
08 Nov 2017

Financial planning as a single parent

By Janice Roberts

Education, groceries, clothes and entertainment are some of the costs that parents must provide for their children. However, for some single parents the weight of expenses can be immense because they only have one income.
20 Oct 2017

What customers want… Why trust is the cornerstone of financial planning

By Janice Roberts

Regulators and financial planning professionals agree – financial sector regulation must promote access and inclusivity; ensure positive financial outcomes for consumers; and promote trust in advice, the financial planning profession and financial products. This is the message from a panel debate on regulatory change, held on the first day of the 2017 FPI Professionals Convention...
28 Sep 2017

Tips for managing a new inheritance

By Janice Roberts

Becoming a wealthy individual overnight can be overwhelming and challenging for heirs who are not adequately prepared for the transition. Eric Enslin, CEO of FNB Private Wealth and RMB Private Bank, says a majority of high-net worth individuals and families are advised well in advance to prepare heirs for their inheritance, but circumstances often do not allow everyone...