B2B Central

life annuity

31 May 2023

Give your clients a fair advantage when they retire

By Staff Writer

Martiens Barnard from Momentum Investments talks retirement planning challenges and proposes diversification with a life annuity as a solution.
27 Sep 2021

What to consider when selecting a retirement solution

By Staff Writer

There are several income solutions available to choose from when you reach retirement, each meeting different requirements. Amongst these solutions, the two traditional ones that are currently used to provide retirees with an income from their retirement savings are a guaranteed life annuity and a living annuity.
05 Jul 2021

Get real about retirement: The changing role of beneficiaries

By Staff Writer

Historically, the ability to leave capital to dependents was a primary consideration of retirement planning. However, new research shows that this is becoming gradually less important. Of foremost concern to retirees is that their retirement money should last (at least) as long as they do and cover their monthly expenses.

20 Apr 2021

Limiting the risk elements for retirees drawing an income

By Staff Writer

New thinking is required to solve the retirement problem, says Paul Wilson, Chief Investment Officer at Glacier Invest. “It is time to change the paradigm and use all tools at our disposal,” he adds.
02 Apr 2021

Should SA's retirement age increase?

By Staff Writer

A longer life expectancy coupled with challenging times means relooking at your retirement planning and changing the way you think about your retirement age. So, what is key to getting it right? Experts share their insights.
24 Mar 2021

Why a conservative retirement plan isn’t watertight

By Staff Writer

Playing it safe with your retirement plan could be an unsustainable approach in the long term. Here’s why experts suggest taking advantage of a combined approach to secure your financial future.
05 Aug 2020

Interest rate change and emergency regulations – what they mean for your annuities

By Staff Writer

On 23 July 2020, the South African Reserve Bank announced another 25 basis point cut in the repo rate, bringing it to 3.5%, the lowest it has been in decades. While this does provide relief to consumers in the form of lower interest on debt, there may also be concern in some quarters about the...
07 Nov 2019

SA retirees prefer secure monthly income: Survey

By Janice Roberts

Retirement income specialist Just, this week launched the 2019 findings from ‘Just Retirement Insights’ – a comprehensive review and commentary based on face-to-face interviews with over 520 pre-retirees and retirees.
15 Aug 2019

Life and living annuities - consider combining the two

By Janice Roberts

For most people, retirement can be a new and unfamiliar phase of life. It can be very stressful transitioning from having a regular income, to having one pot of money that must last you for the rest of your retirement years. At the same time, we are living in a time where advances in technology...
03 Jul 2019

Having enough money for retirement is your responsibility

By Janice Roberts

AUTHOR / BYLINE: Gerard Visser, Financial Planning Consultant at Alexander Forbes As you approach retirement, one needs to decide the age you would like to retire at – but more importantly, whether you can in fact retire with the available funds you have and if the income you will receive will sustain you for the...
17 Oct 2018

Financial decisions you need to make at retirement

By Janice Roberts

Contemplating the financial implications of retirement is one of the most important issues in life. With this in mind, Gary Fisher, certified financial planner and Head of Member Education Services at Alexander Forbes, has noted some of the most important financial decisions required as you embark on the next chapter of your life: