B2B Central

savings

03 Jul 2019

Having enough money for retirement is your responsibility

By Janice Roberts

AUTHOR / BYLINE: Gerard Visser, Financial Planning Consultant at Alexander Forbes As you approach retirement, one needs to decide the age you would like to retire at – but more importantly, whether you can in fact retire with the available funds you have and if the income you will receive will sustain you for the...
20 Jun 2019

Millennials and their moola

By Janice Roberts

By: Nashalin Portrag,  Head of FundsAtWork, Momentum Corporate
16 Jul 2018

Rewarding a smart savings mindset

By Janice Roberts

Whether it’s smoking, over-eating or spending money on the wrong things, bad habits are hard to break. However, one of the toughest to break is managing money poorly, including borrowing too much, saving too little or protecting yourself against shocks.
11 Jul 2018

Optimism about SA isn't enough to kick-start a strong savings culture

By Janice Roberts

Old Mutual research results reveal a nation in need of greater commitment. South Africans are feeling more confident about the country’s economy and adopting better financial habits. Nevertheless, stronger commitment to long-term savings goals is still needed to turn the nation’s poor savings cycle around. This is one of the findings from the 2018 Old...
05 Jul 2018

Facilitate the right choices today for better retirement outcomes tomorrow

By Janice Roberts

Partnering with the right umbrella fund can reduce the inherent conflict between saving for retirement and spending on more pressing day-to-day expenses. Katherine Barker, Head of Momentum FundsAtWork, says that this conflict, which inevitably impacts negatively on retirement outcomes, can be lessened by proactively encouraging certain pre-retirement behaviour.
04 Apr 2018

Have a Personal Finance Day every month

By Janice Roberts

Just as we all enjoy a day to ourselves; be it for shopping or a day at the spa – everyone should have a Personal Finance Day.
03 Jan 2018

Education – Planning for the New Year

By Janice Roberts

Ensuring that you give your child a quality education costs money – and it is often the kind of money that most of us simply do not have.
31 Oct 2017

SASI Celebrates World Savings Day

By Janice Roberts

The South African Savings Institute (SASI) is an independent non-profit organization dedicated to developing a robust culture of saving in South Africa. At SASI’s launch in April 2001, then Finance Minister, Trevor Manuel, drew attention to the poor savings rate; disparate living standards; lack of financial literacy and the poor growth of our economy. He...
07 Aug 2017

The value of financial advice

By Janice Roberts

A new UK research report has found that those who received financial advice in the 2001-2007 period had accumulated significantly more liquid financial assets and pension wealth than their unadvised equivalent peers by 2012-14.
22 Aug 2016

Four paychecks left to prepare for a carefree holiday

By Janice Roberts

Amidst the frantic pace of work and living, you may not have noticed that there are only four short months – and paychecks – left until the festive season. But with December speeding towards us, now is the time to put some simple money-wise plans in place to help ensure a stress-free holiday and a...
06 Jul 2016

Asset managers expect further growth in tax-free savings accounts

By Janice Roberts

After the first year of tax-free savings accounts (TFSAs) becoming available in South Africa, it is clear that the products have been successful in encouraging new investors to save money in investments.
28 Jun 2016

How to do things differently in Savings Month

By Janice Roberts

With Savings Month starting in a few days, the poor savings record of South Africans will once again be in the spotlight. Grappling with a lowly National Savings Rate of 15.4% of GDP, the country has been trying numerous ways to get more citizens to save or invest. In spite of the efforts, many people...