B2B Central

Behavioural Finance

01 Mar 2022

How Covid-19 reaffirmed the most important investment lesson – stay the course and weather the storm

By Staff Writer

Investors that switched from property funds that delivered a -36.6% return amid a tumultuous property market, missed the 36.9% positive return in 2021.
21 Oct 2021

The world will change, but this message won’t

By Staff Writer

At the beginning of 2020, not knowing what lay ahead just a few months later, we put up a billboard in Pretoria, on Solomon Mahlangu drive, with a simple message: “When the world changes, your investment goals shouldn’t.”
28 Sep 2021

Understanding the psychology of money

By Staff Writer

Investing is not the study of finance. It is the study of how people behave with money. So said Morgan Housel, a behavioural finance expert based in the USA, at the recently held Allan Gray Investment Summit. This virtual event brought together local and international investment managers and other finance experts to share their perspectives on how to make sense of the current environment and invest for the future.
21 Jul 2021

SARS isn't the only one that can tax you

By Staff Writer

In his previous budget speech, Minister Mboweni mentioned a host of different taxes that the revenue man would soon be collecting from us. From personal income tax, to fuel taxes, corporate and carbon taxes – the list was long. But one tax he didn’t mention – and to his credit it is not an official tax(but I would argue it should be) – is behaviour tax.
19 Jul 2021

The importance of a ‘weatherproof’ investment strategy

By Staff Writer

When the winter arrives properly in Cape Town, it inevitably brings a few storms. It will rain, there will be some flooding, the wind will howl, and it will be cold. This is one of the times that Joburg dwellers really crow about their climate. Capetonians do not however fundamentally change their lives as a result – rather those who are able to, adapt around the edges, developing their own enjoyable coping strategies that are part of our local culture.

27 May 2021

How behavioural science can improve SA’s savings rate

By Staff Writer

As financial services organisations integrate behavioural science deeper into their operations, the industry has an opportunity to promote healthier savings rates by encouraging consumers to make better financial decisions. South Africa has one of the lowest savings rates in the world.

17 Mar 2021

Are you the market timer or the anxious investor?

By Staff Writer

From dumping stock to panic-buying toilet paper, the Covid-19 crisis has provided the perfect example of how fear and greed tend to influence us, and challenge the logic of our decision-making process. While most of us understand the science behind long term investments, it seems that in the face of a crisis, logic goes out the window.
09 Feb 2021

Understanding the great forces that rule the world, and often, our investments

By Staff Writer

Robert Thompson stopped at a local shop to pick up a few items on the way home. He entered the shop, promptly turned around and left for no apparent reason (but later reported feeling ‘unsafe’). A police officer passed him on the way out and was soon killed in the store which was, unbeknownst to Thompson, being robbed at gunpoint.
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