B2B Central

Financial Planning

13 Jun 2018

Passion investing won’t provide adequate portfolio diversification

By Janice Roberts

Africa’s wealthy need to plan ahead to ensure their ‘passion investments’ stay in touch with their overall wealth ambitions and goals, says Philip Faure, Head of Cape Regions at Standard Bank Wealth and Investment.
11 Jun 2018

How to seriously mess up your funeral insurance

By Janice Roberts

Funeral insurance is one of the simplest forms of insurance on the market in South Africa, yet it is possible to mess it up badly. And at a traumatic time like the death of a loved one, the fewer the surprises the better. Paul Myeza, Chief Operating Officer of OUTsurance Life with 23 years’ experience...
11 Jun 2018

Top tips for first time home owners

By Janice Roberts

Owning a house comes with certain responsibilities that first time home owners might not be fully aware of.  Doing your homework upfront is key to having the peace of mind that you can cope with the financial obligations of owning your own home, including related costs for maintenance, repairs, insurance, rates and taxes and so...
06 Jun 2018

The ESG Factor and sustainable investing

By Janice Roberts

CEO’s of large corporates are constantly balancing the needs of various stakeholders be they shareholders, customers, staff etc. No stakeholder group has the power to effect immediate responses from a CEO like the global stock market. The long overdue push from shareholders for corporates to consider social, environmental and governance (ESG) factors is gathering ground.
06 Jun 2018

Expert retirement savings tips for late starters

By Janice Roberts

Medical advancements mean that we can hope to live much longer lives, but this raises the key question: how do you save enough money to ensure that your retirement funds don’t dry up too soon – especially if you’re a late starter?
06 Jun 2018

Ten key questions to ask your tax practitioner

By Janice Roberts

Many people are baffled by tax and often terrified by any mention of SARS and tax returns.
05 Jun 2018

Building a better tomorrow - environmentally friendly investing

By Janice Roberts

As worldwide concern around climate change and global warming grows, many South Africans are seeking new and innovative ways of reducing, recycling and conserving to mitigate against the various risks associated with these threats. In response to this trend, local millennial investors –  the generation between 18 and 34 years of age – are questioning...
30 May 2018

Does a lump sum at retirement age make sense?

By Janice Roberts

The thought of receiving a large lump sum at retirement is appealing to many people, and dreaming of spending it can make all the hard work over a lifetime seem worthwhile. Provident fund members, unlike pension fund members, are not compelled to convert the lump sum into a monthly income, but whether this option is...
28 May 2018

Financial literacy is the key to financial inclusion

By Janice Roberts

Regardless of economic circumstances, geographical location or level of formal education, everyone deserves equal access to financial products and services that can improve their current financial knowledge, daily habits and future opportunities. Financial literacy is key for this level of inclusivity to be realised.
28 May 2018

Building a resilient retirement portfolio

By Janice Roberts

By Shreekanth Sing, Technical Legal Adviser, PSG Wealth. Saving for retirement is probably the biggest, most challenging investment goal most people will face. Given that your retirement portfolio needs to sustain you in retirement for 30 years or more, the stakes are high. So, what should you bear in mind when building a robust retirement...
25 May 2018

PSG names its best financial professionals at 20th annual awards ceremony

By Janice Roberts

PSG Konsult, the JSE-listed financial services firm, recognised its top financial practitioners for 2017/18 at the firm’s 20th annual conference, held at Sun City in May.  “Celebrating our 20th annual conference is a significant milestone for our business and the winners are really top performers in their field,” said Dan Hugo, CE of Distribution at...
23 May 2018

Five steps to being investment-savvy newlyweds

By Janice Roberts

Typical millennial couples seem to prefer receiving cash in place of tangible wedding presents. While agreeing that this makes sense, Lisa Airey, Strategy Analyst at Old Mutual Unit Trusts, urges millennial newlyweds to consider investing their monetary contributions into building a financially secure future together.